Financing
Short Term Financing
Low regular payments with no interest financing if paid in full within 6 or 12 months*. There are often manufacturer rebates, federal and state tax rebates, free services and financing available to those who qualify. Call Capital at 716-683-7336 to talk to a representative about the options available to you. Follow the link below to apply for financing.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
Minumum purchase required and credit approval needed.
*The Home Projects Visa® credit card is issued by Wells Fargo Financial National Bank, an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit at participating merchants. Regular minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 01/10/2012. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. If you use the card for cash advances, the cash advance fee is 5.00% of the amount of the cash advance, but not less than $10.00.
Long Term Financing
Plan Options:
9.99% APR until Paid in Full*
7.99% APR until Paid in Full*
5.99% APR until Paid in Full*
No Monthly Interest if Paid in Full within 12 Months**
*On Purchases of $1000 or more with your GE Capital credit card made between 4/1/12 to 12/31/12. $29 account activation fee may apply. Fixed Monthly Payments Required.
**For new cardholders interest accures at 26.99%. Existing cardholders should see their credit card agreement for their applicable APR. If the balance is paid in full prior to promotional end date no interest will be charged.

* Offer applies only to single-receipt qualifying purchases. Monthly interest will be assessed on promo purchases from the purchase date at a reduced APR rate, and fixed monthly payments are required equal to 1.25%- 3.00% of initial promo purchase amount until promo is paid in full. However, if account becomes 60 days past due, promo may be terminated early and regular account terms will apply. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Account Activation Fee is $29. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.